In Singapore, the Housing and Development Board (HDB) offers various priority schemes to address the diverse needs of its citizens. Among these schemes is the Multi-Generation Priority Scheme (MGPS), which promotes intergenerational living by encouraging families to reside near one another. This article compares the MGPS to other HDB priority schemes, helping you determine which one best suits your specific needs and preferences.
Multi-Generation Priority Scheme (MGPS)
The MGPS aims to strengthen family bonds and foster close-knit communities by encouraging multi-generational families to live close to one another. Families can apply for flats in the same block or neighboring blocks, ensuring close proximity and easy access to family support. This scheme particularly benefits families who want to live close to each other and maintain strong family ties. It also facilitates frequent interactions between neighbors and promotes the formation of tight-knit communities.
However, the MGPS is limited to parents and married children only and may not cater to other housing preferences. If your family consists of unmarried children or extended family members, this scheme may not be the most suitable for your needs.
Married Child Priority Scheme (MCPS)
The MCPS is designed to help married children secure HDB flats near their parents, facilitating mutual support between generations. Applicants can receive priority when applying for flats near their parents’ residence. This scheme is particularly beneficial for families who want to live near their parents, but not necessarily in the same block or adjacent blocks. It provides the opportunity for married children to balance their independence while still having their parents nearby for support and assistance.
However, the MCPS is limited to married children only and is less focused on building community connections compared to the MGPS. If fostering strong community bonds is a priority for you, you may want to consider the MGPS or other schemes that emphasize community building.
Parenthood Priority Scheme (PPS)
The PPS caters to first-time parents or parents-to-be who are looking to purchase an HDB flat. Up to 30% of BTO (Build-To-Order) flats and 50% of SBF (Sale of Balance Flats) units are reserved for applicants with at least one child below 16 years of age. This scheme encourages family formation and provides opportunities for first-time parents to secure a flat, allowing them to start their family journey in a comfortable and suitable environment.
While the PPS is highly beneficial for young families, it is not applicable for families without children and may face competition from other young families. If you are a couple without children or do not plan to have children, you might want to consider other schemes that better cater to your needs.
Senior Priority Scheme (SPS)
The SPS aims to assist elderly citizens in securing HDB flats in age-friendly environments that cater to their specific needs. Seniors can apply for BTO flats in developments with elder-friendly features, such as barrier-free access and ramps. This scheme enables seniors to live in a comfortable and accessible environment, promoting aging in place and encouraging the development of senior-friendly communities.
However, the SPS is limited to elderly applicants only and may not cater to the needs of younger family members. If you are looking for a scheme that caters to a wider range of family members, you may want to explore other options.
Three-Generation (3Gen) Flats Scheme
The 3Gen Flats Scheme offers spacious flats specifically designed to accommodate multi-generational families living together. These flats feature larger living spaces and additional bedrooms, making them suitable for extended families. This scheme encourages family bonding and support by providing a conducive living environment for different generations to coexist harmoniously
However, there is limited availability of 3Gen flats, and they may have higher price points compared to other flat types. If you are working with a limited budget or cannot find a 3Gen flat in your desired location, you might need to explore other schemes that cater to multi-generational living.
Single Singapore Citizen Scheme (SSC)
The Single Singapore Citizen (SSC) Scheme is designed to cater to the housing needs of single Singaporeans aged 35 and above. Under this scheme, eligible singles can apply for two-room Flexi flats in non-mature estates or purchase a resale flat without any restrictions. This scheme addresses the housing needs of single citizens, allowing them to secure a suitable living space that meets their lifestyle preferences.
However, the SSC Scheme is not applicable to families or couples, and the available flat types might not cater to those with larger space requirements. If you are looking for a priority scheme that accommodates families or couples, you may want to consider other options.
Joint Singles Scheme (JSS)
The Joint Singles Scheme (JSS) allows two or more single Singaporeans to jointly purchase an HDB flat, offering an alternative housing option for singles who prefer to live with friends or siblings. This scheme provides singles with more housing choices and encourages social connections among like-minded individuals.
The JSS is limited to single applicants only and may not be suitable for those looking to purchase a flat with their spouse or family members. Couples and families should consider other priority schemes that better cater to their housing needs.
Each HDB priority scheme caters to different family needs and housing preferences. While the MGPS focuses on fostering family bonds and promoting intergenerational living, other schemes such as the MCPS, PPS, SPS, 3Gen Flats Scheme, SSC, and JSS offer alternative options tailored to specific circumstances. To determine which priority scheme suits you best, consider your family structure, housing needs, and preferences before making a decision. Ultimately, the right choice will provide a conducive living environment that caters to your unique needs and aspirations.
In addition to choosing the most suitable priority scheme, it is essential to stay informed about the latest HDB policies, regulations, and application procedures. Be sure to visit the HDB website or consult a professional real estate agent to obtain the most accurate and up-to-date information, ensuring that your housing journey is smooth and hassle-free.